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Two of the largest insurance companies in California, Mercury and AAA’s CSAA, are increasing rates and expanding fire zone coverage. AAA will raise rates by about 7% starting in March for around 481,000 homeowners in Central and Northern California. Mercury will raise rates by about 8% for more than 650,000 homeowners. In a deal with the state’s insurance commissioner, rate hikes were granted in exchange for writing more policies in fire zones. Condo owners and renters will see rates go down. Fo