🍁 CPP, OAS & GIS what do they have in common? 👇 I took CPP early at 60. What I didn’t realize is how quickly retirement income can fall apart. CPP, OAS, and GIS were never designed to replace your income. They’re meant to help you survive. And if something happened to you sooner than expected, that income can stop overnight. If you have a partner, that raises a hard question: Would they be able to handle the mortgage and bills on their own? Most Canadian households see up to a 40% drop in inco