Tu Debt to Income no es cuánto ganas… es cuánto de lo que ganas ya está comprometido. 📊 DTI = Deudas mensuales ÷ Ingresos mensuales Si tu porcentaje es alto, el banco ve riesgo. Si es saludable, el banco ve oportunidad. No importa si ganas $5K o $15K al mes… 👉 Lo que importa es cuánto debes en comparación con lo que ingresas. Antes de aplicar por tu casa, revisa esto. Tu aprobación puede depender más de tu DTI que de tu crédito. ¿Quieres saber cómo está el tuyo? Escríbeme “DTI” y lo revisamos.
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