🧠 Confused about how insurance claims work? Here’s what actually happens after you file. We broke it down into 4 key phases. 1. Report - file the claim and initiate the process. 2. Document - capture and organize your evidence. 3. Inspect - provide access to your property so the insurer can investigate. 4. Review - decide if the coverage determination is fair or if you need to fight back. If your insurance company underpays, you might have the right to challenge it. #quintanalaw #homeinsurance