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Here’s how: 👉Use digital coupons & get cash back from apps like Ibotta to save 75% on the products I’m already buying. ✅laundry products ✅diapers ✅Personal care ✅cleaning supplies ✅oral care ✅razors Etc. 👉track my spending in my simple digital budget spreadsheet so I can see EXACTLY how much I’m saving. 👉at the end of the month, take the exact amount saved and make an additional payment to the principal of the loan. (Car loans, credit cards etc) I did this on top of making the normal payment.

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