Let’s look at exactly what that payment, and this short-term thinking, is costing you. What if instead of sending that $700 “you can afford” to lenders every month, you were investing it in mutual funds with an annual average return of 11 percent (which, by the way, is the historical track record of the S&P 500)? Investing a $700 car payment from age 22 to 62 could amount to more than $6 million. | George Kamel
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