These events remain relevant largely because they occurred during an extended period of geopolitical stability that ran from the late 1990s through to the early 2020s. When shocks did occur, they ...

It was the only model recommended by Fannie Mae and Freddie Mac after extensive analysis in the credit-scoring initiative.

Sezzle targets subprime BNPL users, leveraging a credit-building platform and AI underwriting for high growth. Click here to read an analysis of SEZL stock now.

For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a ...

VantageScore was designed to improve mortgage default prediction and prevent the next financial crisis.

Equifax® today announced the launch of Credit Abuse Risk, a new predictive model that uses FCRA-regulated data and is designed to help protect lenders against first-party fraud and drive more ...

Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. Fraudsters used to exploit a lack of signals. Today, they exploit ...

I recently wrote about how Treasuries have come to represent a larger share of the US bond market, prompted by heavy US government debt issuance. Only as an aside did I mention that corporate debt has ...

There's a divergence when comes to consumers' credit, and it's likely to continue into next year. The so called "k-shaped economy" is having a direct impact on how and when consumers repay loans and ...

The Central Bank of Nigeria (CBN) is redesigning banking sector’s credit‑risk framework to protect approximately N4.14 trillion new capital being raised in the ongoing bank recapitalisation programme.