When Coya Davis sought help for her $27,000 debt, she thought she found a lifeline. Instead, she entered a predatory scheme where debt settlement firms “rent” law licenses to charge illegal fees.

Credit union auto loans work like auto loans from other lenders but often have lower interest rates and other benefits.

You don't need a perfect credit score to be financially stable -- or exceptional, for that matter. Here's a better number to ...

The promise of artificial intelligence in credit scoring is undeniable. By analyzing vast, non-traditional datasets from ...

Impaired credit indicates diminished creditworthiness in individuals or entities, shown through lower credit scores or ...

Credit quality assesses financial solvency using credit scores for people and credit ratings for entities. Learn its impact ...

SAN FRANCISCO--(BUSINESS WIRE)--Federal Housing Finance Agency (FHFA) Director Bill Pulte’s July 2025 decision to authorize VantageScore 4.0 for competitive use in GSE-conforming mortgages saves the U ...

Mortgage Credit Score Competition Yields More Than $600 Million in Savings During First Full Year of Adoption Switching to VantageScore 4.0 Saves More Than $100 Per Completed Mortgage Federal Housing ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit score can be the key to the things you want in life: a new home, a new car or even a new job. However, several types ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. This article has ...

Recently, President Trump called for a year-long credit card interest rate cap of 10% starting on Jan. 20, 2026. While this deadline has passed, he reiterated this request and urged Congress to act ...

In much of the West, access to credit is taken for granted. Banks rely on long credit histories, stable wages, and government datasets to determine who qualifies for loans. But for billions of people ...