When a private company sells a piece of its business in the form of stock to the public, the process is known as an initial public offering, or IPO. Companies go public to raise a large amount of cash ...

Discover who qualifies for each, what you keep, what it costs, and how each one affects your home and your credit score.

Consolidation means combining several federal student loans into one new federal loan, called a Direct Consolidation Loan, so you make one monthly payment to one servicer, the company that manages ...

It can shrink what you owe, but it hurts your credit and brings fees, lawsuits, and tax risk. See how it works and who it fits.

Other types of bankruptcy go beyond Chapters 7 and 13. Learn how Chapters 9, 11, 12, and 15 work, who can file each, and what they mean.

Chapter 13 bankruptcy is a plan to repay debts over three to five years while keeping your property. Learn who qualifies, costs, and risks.

It can cause a small, temporary dip but often helps over time. Learn why and how to protect your credit score.

Crypto tokens and crypto coins are two types of digital assets that exist on blockchain networks. A blockchain is a digital record of transactions that is securely copied across multiple computers at ...

Credit card debt forgiveness cancels part of what you owe. Here's how it works, what it costs in taxes and credit, and how to spot scams.

Dividend investing is a strategy of buying stocks in companies that regularly pay part of their profits to shareholders in cash. When you buy a stock, you’re buying a small share of ownership in a ...

An exchange-traded fund, or ETF, is a pooled investment that trades on a stock exchange. You buy and sell shares of it through a brokerage the same way you'd buy a share of stock.

Value investing means buying stocks that look cheap compared with what the company is really worth on the bet that the market has priced them too low. Growth investing means buying stocks of companies ...