You open your 401(k) statement and there it sits: a fund with a year somewhere in the title. Maybe it's 2050 or 2040. Simple enough, right? Pick the year closest to when you plan to retire and let the ...

The best target-date funds dominate US retirement plans because they simplify portfolio management at scale. These strategies package asset allocation and rebalancing into a single fund tied to a ...

Target-date portfolios with guaranteed income could effectively manage retirement risks, according to BlackRock and TIAA. Adding guaranteed income to a target-date portfolio has the potential to ...

Target-date funds, the set-it-and-forget-it investment, are about to get a little riskier for one group of workers, BlackRock said. People are living longer and earning steady income for longer ...

Net flows increased to $156 billion last year. Investors continue to invest their retirement savings in target-date strategies. The industry hit a record $3.5 trillion at the end of 2023, it’s clear ...

A target-date fund is a long-term investment built around a specific retirement year. It combines multiple asset classes inside a single structure and automatically adjusts its asset allocation over ...

Assets in U.S. mutual fund and collective investment trust target-date series grew 21% in 2025, reaching $4.8 trillion, Sway Research LLC revealed Tuesday. Custom target-date strategies held an ...

The American Funds 2025 Target Date Retirement Fund falls within Morningstar’s target-date 2025 category. This is part of the American Funds target date series, which ranges from target retirement ...

Cullen Roche, the founder of Discipline Funds, has managed money for more than 20 years. As he modeled different portfolios of stocks, bonds and other holdings for his clients, he realized that those ...

PGIM Target Date Fund returns for the quarter ranged from 3.2% in the 2070 Fund to 1.3% in the Income Fund. The Fund's subadviser will review the current Glidepath and asset allocations to Underlying ...

Hiking risk between the ages of 45 and 60 could result in greater retirement wealth about 75% of the time, BlackRock says About 60% of 401(k) plan participants invest in target-date funds, according ...