Small business retirement plans are financial savings and investment programs specifically designed to help employees and owners of small businesses prepare for their retirement. These plans offer tax ...

Fall is here, and with it comes a rush of deadlines, budgets and year-end planning. For small-business owners, it’s also the perfect moment to hit pause and ask: Is my retirement plan helping me, or ...

The Workplace Retirement Plan Portal is intended to automate setup of simplified employee pension plans and other individual retirement accounts. Fintech provider IRALogix Inc. has launched Workplace ...

If you’re considering offering employee benefits, few perks are more desirable to workers than a 401(k) retirement plan. As such, many employers use robust retirement plan options to attract and ...

Roughly half of America’s workforce lacks access to a retirement plan—and the majority of employers not offering plans are small businesses. According to the U.S. Census Bureau and the U.S. Small ...

A Capital Group report reveals generational and gender disparities in small-business retirement plan readiness. Millennials prioritize retirement plans more than Gen X, while women face more barriers ...

A new study from Capital Group highlights a generational divide among US small business owners when it comes to offering retirement plans, with millennial entrepreneurs leading the way in prioritizing ...

Nearly six million employees at small businesses have gained access to 401(k) plans since 2019. The numbers have surged due to federal legislation reducing the financial barrier to launching a 401(k).

According to a 2024 study by the Employee Benefit Research Institute, only 38% of small businesses offered retirement plans, with many of the organizations choosing to opt out due to cost, complexity ...

Gusto Inc. found states with auto-IRA laws had higher rates of retirement plan adoption, but overall contribution rates remain low.

Many big investors look at the drop in the stock market as a buying opportunity. Small-business owners should consider it an opportunity as well. That's because it can be a smart time to start a ...

An opt-out plan automatically enrolls employees in a retirement savings program, allowing them to choose to stay in or change contribution rates.