It’s easy to get sucked into focusing on a “magic number.” ...

The tweak to the legendary “4% Rule” is slightly above last year, thanks to improved capital markets assumptions.

Uncover 10 common myths about traditional IRAs to avoid costly mistakes and maximize your retirement savings effectively.

We spend thirty or forty years obsessively checking the balance of our 401(k), but we rarely spend five minutes talking about the actual “spend-down.” The truth is, your nest egg is just raw material.

Most retirement planning mistakes are obvious in that you didn't save enough money, you claimed Social Security too early, or you invested too conservatively, and ran out of growth. These are the ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

Retirement is a significant life transition with several aspects that shouldn’t be left undiscussed. It’s not just about ...

Experts explain whether $2 million is enough to retire comfortably and how factors—like your cost of living, lifestyle, and life expectancy—can play a key role.

Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Many investors gain penalty-free access to retirement accounts at age 59½ ...

Converting a traditional IRA to a Roth during low-income years could unlock six figures in added retirement income through smarter long-term tax timing.

Retirement under the National Pension System (NPS) involves more than just amassing a corpus. The challenge lies in the exit strategy: Balancing withdrawals, mandatory annuitisation, and tax ...