New Delhi: The National Pension System (NPS) remains one of the most tax-efficient retirement savings options for salaried individuals and self-employed taxpayers in India. Whether you opt for the old ...

Contribution to the NPS remains one of the few tax-saving options available under both the old and the new tax regimes, though the benefits are higher in the old regime.

However, the account can be revived before maturity. To reactivate the account, the investor must pay Rs 500 for every year ...

In 2026, NPS may still be worth considering, but only if it fits your financial goals, your risk comfort, and your approach to retirement savings.

The most effective retirement strategy is a combination approach, using EPF or PPF for stability and NPS for growth potential ...

The answer is never one fixed amount. Your pension under NPS depends on how long you invest, how regularly you con ...

Central government employees must choose between NPS and UPS. Our simulations show that replicating UPS’ assured, ...

Rahul Ravindran, Executive Director of Pension Fund Regulatory and Development Authority (PFRDA), said that the National Pension Scheme (NPS), introduced in 2003 and regulated by PFRDA, is a ...

But there is another layer that deserves attention: starting early with a disciplined investment route that can also support your tax planning. That is where the NPS Vatsalya scheme becomes relevant.

Launched by the Government of India in 2004, the National Pension System (NPS) is a defined contribution pension scheme introduced after the government decided to discontinue old pensions scheme.

PFRDA revises NPS charges, including NPS Vatsalya and NPS Lite, with a one-time onboarding fee and annual asset-based fee. Digital onboarding may cut costs.