Discover what influences car insurance premiums, from your age and driving record to your car's details and chosen coverage.

The average American pays $2,671 per year for full coverage car insurance, according to Bankrate. But with insurance rates climbing 12% from a year ago and tariffs threatening to push them higher, ...

Having a clean driving record is generally the best way to qualify for many safe driving discounts, as it indicates to insurance companies that you are less likely to file claims. However, even ...

Car insurance rates started 2026 by falling slightly during January. The national average rate for full-coverage car ...

Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...