Most life insurance policies require you to get checked out by a medical professional so your provider can determine what sort of risk you post. But if you have a preexisting medical condition you're ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Yasmin Ghahremani is a full-time Associate Editorial Director at Investopedia, ...

AARP: Best for senior members. Country Financial: Best for customization. Lemonade: Best for large coverage amounts. In the market for life insurance but want to skip the medical exam for one reason ...

Many life insurance policies require a medical exam, but no-medical-exam life insurance is becoming easier to find. Simplified issue, guaranteed acceptance and group life insurance policies typically ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

AARP: Best for older applicants. Country Financial: Best for policy choice. Ladder: Best for flexible term life insurance. Lemonade: Best for long terms. Lincoln Financial: Best for convertible term ...

No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...