Life insurance helps you provide for loved ones after your death. With life insurance policies, your beneficiaries get a cash payment when you're gone, one they can then use toward funeral expenses, ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Taking key steps ahead of time can help you present the best case during the exam and qualify for better rates ...

AARP: Best for senior members. Country Financial: Best for customization. Lemonade: Best for large coverage amounts. In the market for life insurance but want to skip the medical exam for one reason ...

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Most life insurance policies require you to get checked out by a medical professional so your provider can determine what sort of risk you post. But if you have a preexisting medical condition you're ...

Many traditional life insurance policies require a medical exam. This process allows the insurer to gather an applicant’s health data to calculate premiums. However, medical exams can be inconvenient ...

Many life insurance policies require a medical exam, but no-medical-exam life insurance is becoming easier to find. Simplified issue, guaranteed acceptance and group life insurance policies typically ...

When purchasing life insurance policies, most applicants go through a process called medical underwriting. During this process, the life insurance company reviews health information to assess the risk ...