Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...

With credit card interest rates near record highs, you might feel like it’s impossible to pay down your debt. In early 2025, ...

A $10,000 credit card balance costs you way more than interest. Here's the full financial, emotional, and opportunity cost -- ...

You don't need an act of Congress to lower your APR today. Learn the specific terms that trigger lower rates immediately.

If you have the credit to qualify and you can pay off the balance, an intro APR can save you hundreds of dollars or more.

Industry experts agree that a 10% interest rate cap could lead to the cancellation or severe restriction of credit card accounts for up to 90% of cardholders – specifically those with credit scores ...

“We’ve been aggressively paying down our credit cards.” ...

WASHINGTON — President Donald Trump's headline-grabbing ultimatum for a 10% interest rate cap on credit cards failed to materialize by his self-imposed deadline of January 20th. Processing Content ...

President Trump's latest proposal concerns a cap on credit card interest rates, but I believe it is unfeasible. A 10% cap would eliminate U.S. cashback programs, restrict credit access for riskier ...

The average credit card interest rate is 20.97% APR as of November 2025, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.