On September 27, the CFPB released a data point report titled 2022 Mortgage Market Activity and Trends, which analyzes residential mortgage lending activity and trends for 2022. The 2022 HMDA data ...
The latest 2023 Home Mortgage Disclosure Act (HMDA) data is in, and it confirms a few key trend lines for the mortgage industry: there was significantly less interest in mortgage loans in 2023, and ...
Could anything be better than Krispy Kreme coming to McDonalds! Yes! The new HMDA data is here! (More of a more serious note below.) Whether donuts or mortgages, a company can’t manufacture them ...
HMDA reporting season has just wrapped as financial institutions were required to submit detailed data from the previous calendar year’s mortgage applications and loans to their regulators by March ...
Passed in 1975, the Home Mortgage Disclosure Act (HMDA) requires financial lenders to disclose specific details regarding their residential mortgage loans. Specifically, lenders must report certain ...
“I’m sorry, but you can’t always be ‘experiencing a higher volume of calls than average.’ That’s not how averages work.” The “average” person has a student loan, or a car loan, or credit card debt, or ...
The Consumer Financial Protection Bureau filed a federal lawsuit Tuesday against Freedom Mortgage Corp., one of the largest nonbank mortgage lenders, alleging the company submitted data on home loan ...
IRVINE, Calif., April 17, 2023 /PRNewswire/ -- loanDepot, Inc. ("LDI" or "Company") (NYSE: LDI) is proud to announce it ranks as the third largest mortgage lender in America by units of funded loans, ...
In a blow to small community banks, a federal judge reversed a rule enacted by the Consumer Financial Protection Bureau under the Trump administration that relieved thousands of lenders from reporting ...
WASHINGTON--(BUSINESS WIRE)--Treliant Solutions has delivered an enhanced, next-day view of the government’s 2015 Home Mortgage Disclosure Act (HMDA) peer databases and rankings in RiskExec®, a ...
On March 20, the CFPB announced the release of the 2022 HMDA modified loan application register (LAR) data. The LAR data, available on the Federal Financial Institutions Examination Council’s HMDA ...