If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.

These are today's HELOC and home equity loan rates. With the prime rate not expected to move down anytime soon, rates are about as low as they can get. Shop for your best rate offer now.

A HELOC typically has an optional interest-only component for the first 10 years, allowing the homeowner to borrow more, assuming he/she didn’t take the maximum amount of the equity to begin with.

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions. The Fed ...

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Becoming a homeowner is a major milestone, and the benefits don’t end when you cross the threshold. Under the right circumstances, you can use your home as a tool to reach other financial goals. In ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Home equity loan rates stayed put as the nation moves into mid-summer. The average rate on a $30,000 home equity line of credit (HELOC) was unchanged at 8.27 percent for the fourth straight week, ...

Reverse mortgages, home equity loans, and HELOCs are all ways homeowners can tap into the value of their homes for cash.  That means the financing for these loans is secured by the home, so rates are ...