Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Grad PLUS loans will no longer be an option for new borrowers after July 1, 2026. Historically, the Grad PLUS loan allowed ...

Direct student loans, provided by the U.S. Department of Education, are a cornerstone of federal financial aid, offering students a way to fund their education without the need for private lenders.

The cost of college — including tuition, housing, textbooks and other fees — adds up for families. However, students are often eligible for financial aid, including scholarships, grants, work-study or ...

Graduate students may apply for Federal Direct Loans by submitting a FAFSA. Legacy borrowers may apply for Federal Direct PLUS Loans. Your financial aid award notification will include details about ...

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits Written By Written by Staff Loans Writer, Buy Side Emily ...

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, makes significant changes to federal student loans that take effect on July 1, 2026. This webpage is designed to help you ...