Homeowners with stronger credit scores are increasingly defaulting on mortgage payments

Rate of ‘near-prime’ borrowers missing payments for 90 days increased by 31 per cent by end of 2025 from year earlier ...
Morningstar

Equifax Market Pulse Index Indicates Improved Financial Progress Among Consumers within Lower Credit Tiers

ATLANTA, Jan. 16, 2026 /PRNewswire/ -- Equifax® (NYSE: EFX) today released its third quarter 2025 Market Pulse Index, which by the end of September 2025 rose slightly to 61.6, reflecting a ...
The Business Journals

Equifax takes hit in escalating fight over future of credit scores for mortgage borrowers

To continue reading this content, please enable JavaScript in your browser settings and refresh this page. Preview this article 1 min A plan by the creator of the ...
Seeking Alpha

Fair Issac Vs. Equifax: The Credit Score War Has Begun

"Your Fair Isaac Corporation (FICO)("Fico") article didn't age well". This is how some commented on my recent piece of research, where I revised my rate of Fico from buy to sell. I wrote it a little ...

Credit scores explained: Why yours may differ and which one you should focus on

Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes.FICO and ...
NerdWallet

What Is a Credit Score?

A credit score is a three-digit number between 300 and 900. Credit scores are calculated based on how you’ve used credit in the past. Many or all of the products on this page are from partners who ...