If you drive fewer than 10,000 miles per year, a pay-per-mile or usage-based insurance plan could be right for you. Here are our favorites.

Insuring drivers since 1916, Michigan-based Auto-Owners Insurance has some of the lowest rates in the industry and has earned a spot on our top picks for liability-only insurance. We like its robust ...

Telematics can offer good drivers a path to reduced rates ...

If you're retired, nearing retirement or living on a limited income, you know that every dollar counts — especially when it comes to fixed expenses like car insurance. The good news? Your years of ...

Direct Auto Insurance offers affordable car insurance coverage to individuals and businesses. You can request a free quote online and see if you qualify for one of several discounts the company offers ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...